Farm Insurance Kilgore Texas

Farm Insurance Kilgore Texas — An Agent You Can Trust!

Farm Insurance Kilgore Texas — An Agent You Can Trust!

If you’re looking for Farm Insurance in Kilgore Texas or the surrounding areas you need an agent you can trust to help you with your Farm Insurance needs.

Country Side Insurance offers very competitive options and coverage terms for Farmers throughout the state of Texas and we work hard for our Farmers!

Call 903-378-7300 or toll-free: 888-505-7550 Monday through Friday up until 5 PM central time to discuss your Farm Insurance needs or send us a request to learn more about our Farm Insurance Policies by choosing a link that best corresponds to your farm location:

Farm Insurance Kilgore Texas — Insurance is Complicated!

The Insurance policies we purchase either for our Car, Home, or Farm Insurance are probably a bit more complicated than you might imagine.

In reality Farm Insurance Policies are no different than any other type of insurance policy purchased — they are drawn up by attorneys and they are a legal contract between policyholders and the insurance company!

Insurance policies contain all sorts of legal mumbo-jumbo that spell out exactly what the insurance company is going to cover, and what they will not cover. (also known as Exclusions of coverage)

Here’s the problem that some of us run into with insurance — we don’t read our insurance policies, other than looking at the price!

Even if we do take a brief glance at the declaration page, our eyes may quickly glaze over!  Insurance policies are written in the language of lawyers (legalese) because they are for all practical purposes a legal contract.

After trying to decipher what the policy states we may quickly give up and take the next logical step — we stuff our insurance policy into a drawer and quickly forget!

Let’s be realistic, insurance for most of us is a necessary evil, if we had our druthers, we probably wouldn’t spend any money on insurance!

Insurance of course is mandatory by state law if you have a driver’s license or own an automobile, or you have a mortgage on your home, or farm.

However, truth be told, Insurance is a rather important element to your overall financial security, why do we state this?

Insurance in realty is a financial risk transfer concept.  For a specified premium amount, we as policyholders agree to transfer certain risk elements to our insurance company and they agree to reimburse us for financial losses.

Farm Insurance Kilgore Texas — Claims Example

You have purchased a Farm Policy covering your 5,000-acre farm and included with that policy is coverage for all of your equipment, outbuildings, your home, and coverage for your livestock and crops.

On a Monday afternoon at around 3:12 PM while you and your family are hunkered down in your storm cellar an EF4 tornado rips apart one of your outbuildings where your 2-year-old John Deere Combine is stored.

Both your Combine and outbuilding are completely destroyed. Fortunately, you had insured your building for $100,000 and your Combine for $450,000.

Within a few days after you file your insurance claim with your company, they write a check so you can begin construction for a new building and you have the money to purchase another combine.

This is called risk transference.  For your premium payments you transfer risk to the insurance company, in turn the insurance company makes a promise to you for financial reimbursement in the event of a covered claim.

Here is the catch, not every claim event is covered by insurance.  In our next post we will continue our account of Connie and Jerry’s troubles – yes, they have insurance on their farm, but will their policy cover the damage to their foundation?

Farm Insurance Kilgore Texas — Free Farm Insurance Reviews.

As was mentioned above insurance can be complicated. And we share fictitious stories on our websites loosely based on real events upon occasion and we call these stories claim scenarios.

One of the most important services we offer potential clients are insurance reviews.

Please take advantage of our free Farm insurance policy reviews by calling us at 903-378-7300 or toll-free: 888-505-7550 Mon-Fri until 5 PM central time or send us a request to learn more about our Farm Insurance Policies by choosing a link that best matches your nearby farm location:

Farm Insurance Gladewater Texas

Farm Insurance Gladewater Texas — Great Rates for Farmers!

Farm Insurance Gladewater Texas

When you are looking for great rates on Farm Insurance in Gladewater Texas — You should call the agents of Country Side Insurance by dialing 903-378-7300 or use our toll-free number — 888-505-7550 if that saves you from long distance charges.

Country Side offers competitive rates, great coverage and the best service on Texas Farm Insurance.

If you just so happen to discover our website after 5 PM CST or on the weekend send us your request for quotes and information on Farm Insurance in Gladewater Texas or the neighboring areas by clicking one of the links that you see directly below:

(You will need to complete a few details and one of our agents will give you a call back soon)

Farm Insurance Gladewater Texas — Claims Scenario Part 23.

In our last article that you can read by clicking Farm Insurance Longview Texas, we find Jerod Durham of the Acme Mighty Foundation LLC coming out to inspect the foundation of Connie and Jerry’s home — something has gone terribly wrong at their home and Connie’s suspicions about Jerry’s friend Ken are about to be revealed.

Ken had converted Connie and Jerry’s home from a large barn into a home for much less than what other contractors had bid.

Is the saying if it’s too good to be true, it probably is, now coming back to haunt Jerry and Connie?  

Let’s find out.

Jerod sits down with Connie and Jerry to go over his findings.  “Well, I can’t say that I have ever got a reading like the one I just performed, in fact I ran my scans 2 times just to make sure.” Jerod pauses and takes a deep breath, ““Uh, what was the name of the contractor who laid your foundation?”

Connie angrily blurts out, “It was Ken, Jerry’s friend, what did he do wrong?”

Jerod pulls out of his folder a printout of his radar scans.

Jerod begins, “Here are the scans of your foundation and do either of you know anything about concrete foundations?”

Connie looks clueless, but Jerry snatches up the scans that Jerod printed out and closely looks at them for a minute or so while Jerod sits by silently.

Jerry is no expert on how to read ground penetrating radar scans but something doesn’t look right on the scans.  He starts to feel a bit queasy as he hands back the scans to Jerod.

Jerod continues, “you said your concrete foundation was laid about six months, ago right?”

Connie and Jerry nod, and Jerod continues “the readings that I’m getting show a significant deterioration in the foundation that you normally would not see unless the foundation is very old, or the concrete mix was defective somehow,” Jerod pauses not sure how to break this last piece of news to them, “to make matters even worse it looks like the concrete was not reinforced.”

Connie interrupts Jerod, “the concrete mix was defective and not reinforced, what’s that mean?”

Jerod begins his explanation… which we will learn more in our next post.

Farm Insurance Gladewater Texas — Low Rates for Farmers, Call Now!

If you are scouring the web for great rates on Farm Insurance in Gladewater Texas there is only one telephone number you need — 903-378-7300 or 888-505-7550.

Country Side Insurance is a name Farmers can trust.  We know how hard Farmers work and we aim to work just as hard to earn your business!  Call or click to get in touch with our team right now!

To reach us online complete a few details and we will get back to you real soon.  Use any of the links below that correspond to your actual Farm location:

Farm Insurance Longview Texas

Farm Insurance Longview Texas — Low Rates and Great Coverage!

Farm Insurance Longview Texas

We all want great deals on the things that we purchase and Texas Farm Insurance is no exception!2019/04/05

As you are shopping for Farm Insurance in Longview Texas or the surrounding areas why not contact the reputable agents of Country Side Insurance by dialing our direct number — 903-378-7300 or our toll-free number 888-505-7550.

As an independent insurance agency, we have the ability to shop the market to help you find low rates and great coverage for Texas Farm Insurance.

Our service not only will save you time, but it may likely save you money as well.

Our normal office hours are Monday through Friday until 5 PM.  If you find us after hours or on the weekend feel free to send us your request for information by clicking one of the area hyperlinks that you see below based on the closest proximity to your farm location:

Farm Insurance Longview Texas —Claims Scenario Part 22.

To briefly recap Jerry makes an appointment with Jerod Durham of Acme Mighty Foundation LLC company to come out to determine why his home has shifted on its foundation.

Connie believes the shifting foundation is all of Ken’s fault — Ken is the contractor that transformed their old barn into a modern residence for an unbelievable price.

As the old saying goes, if it sounds too good to be true, it probably is. That thought keeps running through Connie’s mind as she and Jerry are anxiously waiting for the foundation contractor to inspect their foundation in the morning to determine what the problem is.

Jerry is also very worried that Ken royally messed something up on the foundation so he drives his ATV far enough from the house to make a call to Ken. He calls 3 times and on the last call leaves a message, then he sends a text message to Ken.

Jerry is sitting patently on his ATV waiting for a call back from Ken, about 15 minutes after he sent his text message, Jerry glances down at his cell phone and notices that his text message appears to have been read on Ken’s phone.

Jerry sends another text message: “Dude we have a major problem at the house and it could be the foundation, you need to call me back ASAP!”

A few seconds later it appears that someone (maybe Ken) is texting Jerry back as the … symbol on his iPhone is flashing which normally indicates a text message is being composed.

Jerry waits, and waits for a return text message from Ken and after another 5 minutes passes he calls Ken’s cell phone again leaving and even more frantic message.

Ken doesn’t return Jerry’s call or text message and when Jerry tries to call again an hour later apparently Jerry’s calls are now being blocked by Ken!

Jerry thinks about driving over to his house but that is over 2 hours away.  Jerry gives up at least for now and neither Jerry nor Connie get a minute of rest.

At 7 am in the morning Jerod Durham of Acme Mighty Foundation LLC company meets the couple and begins the inspection process. Both Jerry and Connie initially wanted to follow Jerod as he was running a GPR device to analyze the foundation.  GPR stands for Ground Penetrating Radar.

Jerod quickly mentions he works best when not being shadowed by customers or pestered with questions — he dismisses the couple and tells them to wait inside their home and he would see them soon.

Jerod knocks on their front door about 1 hour later needing access to the inside of the home for an additional scan from the interior of the home.

Another hour passes before Jerod knocks on the door to explain his findings.

“Well, I can’t say that I have ever got a reading like the one I just performed, in fact I ran my scans 2 times just to make sure.” Jerod pauses and takes a deep breath, ““Uh, what was the name of the contractor who laid your foundation?”

Connie angrily blurts out, “It was Ken, Jerry’s friend, what did he do wrong?”

Jerod pulls out of his folder a print out of his scans and begins to explain…

What exactly is wrong with Jerry and Connie’s’ foundation?  Learn the answer in our next post.

Farm Insurance Longview Texas — Call a Country Side Agent Today!

When you need good values on Texas Farm Insurance call and speak to the agents of Country Side Insurance — Country Side Insurance is a name you can trust today, and tomorrow.

Call us direct @ 903-378-7300 or use our toll-free number, 888-505-7550 and take advantage of our free Farm Insurance Policy Review.

If you find our website after hours or on the weekend send us your request for quotes on Farm Insurance in Longview Texas or the surrounding areas by clicking one of the area hyperlinks that you see directly below.  Choose the city link in closest proximity to your actual farm location: