Annuity Insurance

Take Steps Now to Protect Your Retirement Years.

About 43% of American workers have less than $10,000 saved for retirement, according to a recent report by the Employment Benefit Research Institute. A Social Security check is all they will have to live on when they retire. Do you believe your Social Security check will pay for all you retirement needs? Do you believe adequate benefits will be available to pay you when you retire?

The Employment Benefit Research Institute finds that if Baby Boomers and Gen-Xers delay their retirement past the age of 65, many of them still would not have adequate income to cover their basic retirement expenses and uninsured health care costs. The research further shows that even if a worker delays his or her retirement age into their 80’s, there is still a chance the household will be “at risk” of running short of money in retirement.

How Can You Preserve Your Wealth to Insure You Have Funds to Live Comfortably in Your Retirement?

Annuities are savings accounts that can help you save for your retirement. The compounded interest of the tax-deferred annuity can grow over the years into a comfortable nest egg to help you when you need it. You can save monthly, annually or semi-annually. Anyone can take advantage of an annuity to set up a savings account.

Annuities have no maximum contribution limits and offer a variety of growth choices along with options to generate a paycheck each month after you retire. You control when you take income withdrawals.

If you are already retired you may be able to move your retirement savings account into an annuity to immediately create monthly income that you can use.

Here are two reasons to act now!

The longer you wait, the more you need to put away. Begin building your retirement immediately with an annuity.
We will give you a no-risk retirement projection as quickly as possible

Please call 903-378-7300 or email Phyllis Ryser at